About 99House

99House publishes plain-language guides for people who are buying, building or living in a home in India.

Property paperwork, home loans and construction decisions are expensive to get wrong, and most of the information online is either too technical or written to sell you something. These guides aim to be the opposite: clear steps, real examples with the numbers shown, and honest notes on where rules differ from state to state.

What you will find here

• Guides on property documents and what to verify before paying any money
• Home loan basics, EMI maths and how to compare offers
• RERA, registration and the rights of buyers
• Construction costs, planning and approvals
• Practical advice for first-time owners

Who writes it

99House is written and maintained by Praphul Kant. Every guide is prepared from official government sources, bank and regulator publications, and practical experience of how these processes work on the ground.

How we keep guides accurate

• Guides name the official source or portal wherever one exists.
• Rules change, so published guides carry a date and are updated when something material changes.
• If you spot a mistake or an outdated rule, please tell us on the contact page. We check every report and correct the guide.

What we are not

We are not a law firm, a bank or a licensed financial adviser. The guides explain how things generally work so you can ask better questions, but they are not a substitute for advice from a qualified professional who has seen your documents. Read the full disclaimer.